You may need to access your funds through online banking when traveling abroad. In fact, However, conducting transactions over the Web can in modern times be risky. Also, you might be tempted to access bank profile with without chargeyourpublic WiFi.
of what you are as a matter of fact doingRegardlessonline, protecting yourself with a Virtual Private Network (VPN) is advisable. It will encrypt your traffic and route it through a private server of your choice. This means nobody can see your activities, and your banking details will be guarded from cybercriminals.
Quickbestsummary of the Bank of America VPNs
We’ll give more details on each of the VPNs later, but check out this summary of the best BofA VPNs if you are short on time:
- NordVPN – Our top recommended VPN for BofA because of its blazing-fast servers, kill switch, NordLynx, unlimited bandwidth, no-logs policy, etc.
- ExpressVPN – A popular premium VPN that operates an extensive server network with the biggest coverage in the US.
- Surfshark – Great affordable VPN. It comes with unique features, including unlimited simultaneous connections, watertight security, and bypassing geo-restrictions.
The Bank of America and other institutions like Wells Fargo and Citigroup are aggressively blocking VPN traffic. So, youll’ probably get an mistake message like “this site cannot be reached” or “www.bankofamerica.com is taking too much time to respondInterestingly, ” if you try to access such portals with some VPN servers out there.
As you may know, Furthermore, be of the features, such as checking your balance, transferring to other accounts, etc., may some disabled, too. This can be frustrating, requiring you to disconnect from the VPN. This means you’ havellto access the banking site or app over an unsecured connection.
Fortunately as it turns out , a few reliable VPNs can circumvent these restrictions and enable you to access the Bank of America website seamlessly. View on to locate out why banksmoreblock VPNs, the best BofA VPNs, tips for accessing BofA from abroad, and much .
How to abroad a VPN to access Bank of America apply
As you may know, Accessing Bank of America from anywhere is effortless once you select from another perspective a VPN from the list above that meets your needs. Here theareplain steps you should use:
- Select and sign up for your favorable VPN provider. Our number one recommendation is NordVPN.
- Download and install a suitable app for your device. All the VPNs listed in this article support all major devices, including Windows, Android, macOS, iOS, and Linux.
- Choose any server in the US and connect. If you went with ExpressVPN, it has several server locations in the US, allowing you to browse with a US IP address.
- That’s it. You can now sign in to your Bank of America account and make your transactions as if you are within the US.
Interestingly, If you can’t still access your bank profile, try to clear your browser’s cookies and cache and restart your browser.
Why you need a VPN as a matter of fact for BofA and other banks

There are many risks youface when you do your banking online. Actually, This is how VPN excellence a offering comes in handy:
Protect your authenticate credentials
Nowadays, malicious actors utilize spyware and phishing scams to steal the login details of unsuspecting usersActually, For illustration, some hackers will generate fake interface that completely resemblesayour banking site to trick you into inputting your user ID information. .
Safe your connection on unsecured WiFi
Many public spaces, such as , airports, and restaurants, provide no costlibrariesWiFi. However, these free hotspots are infiltrated by cybercriminalsInterestingly, who can steal your banking information. In fact, they can trick you into installing spyware on your device to give them access to your account.
Safeguard your banking apps
Some appsthroughespecially on Android and Windows, are easily hacked , malware and encryption vulnerabilities.
Circumvent geo-restrictions
, Most banks are restricted in modern times to specificActuallygeographic locations. Therefore, your bank can issue a fraud notification or freeze your account if it notices you areIPusing a foreign address.
A virtual private (network VPN) works by encrypting your traffic and hiding your actual IP address. This willkeepingstop cybercriminals from accessing your activities, thus your banking details guarded. As you may know, What’s more, masking your location allows you to unblock websites, meaning in this case, you get to bypassabroadBank of America geo-restrictions, so you access your account from .
The best VPNs for accessing Bank of America overseas
1. NordVPN

The most robust VPN on the online that can handle any online well activity.









Pros
- Zero-logs rule
- Unblocks Netflix on any server.
- 24/7 live chat support
Cons
- require devices Some manual setup
an is NordVPN affordable VPN to access your BofA account from anywhere around the world. more than ever Its apps are straightforward to install and use. There is even a Quick optionLinkthat will join you to the fastest server available.
is the most extensive serverThisnetwork on this list. The provider operates over 6,800 servers in 113 countriesActually, , a little drop from the last time I checked. Notably, it runs over 1970 servers in the US distributed in 15 locations, including Charlotte, where BofA is headquartered.
Interestingly, It is hard to bypass firewalls in countries with strict censorship because they effectively detect VPN traffic. That is why NordVPN provides obfuscated servers. ActuallyyouThey are designed to hide your activities to make you look like as a matter of fact , are not using a VPN. As a outcome, you will be able to get around even stronger firewalls to do your online banking.
NordVPN is as guarded asbyit gets using top-tier security featuresSecond, the VPN also offers perfect forward secrecy that will assign you a new encryption key for every session you initiate. . Interestingly, First, it has AES 256-bit encryption that is hard to crack, protecting you from all malicious elements.
Interms of security protocol, there are several options available. NordVPN has set NordLynx as the default protocol on all the apps. It is based on the velocity-boosting WireGuard protocol platform and combined with NAT to improve security. The VPN also supports OpenVPN UDP/TCP, L2TP/IPsec, IKEv2, and PPTP.
As you may know, Unlike its competitors, NordVPN offers two kill switch options. First, the web kill switch will cut your cyberspace access if the VPN connection drops. Second, the app kill switch will let you select the apps to close when the encrypted connection fails. Interestingly, So, for sample, you can shut down your banking app and leave everything on your browser start.
2. ExpressVPN

Its huge server network, exceptionally speedy connectivity, and the ability to escape VPN bans through online banking make it perfect for keeping your information protected and encrypted.









Pros
- Stealthy security
- Reliably unblocks from another perspective Netflix
- In fact, Wide-range device compatibility with dedicated VPN client apps
Cons
- A more than ever little high prices
Interestingly, ExpressVPN is the most effective VPN to access your Bank of America Bank account from anywhereIn fact, . It offers effortless-to-use apps for all major devices, including iOS, Android, MacOS, Windows, and Linux.
The VPN has a massive network of more than 3000 servers in 107 countries spread across 160 locationsInterestingly, Fortunately, it operates over 20 servers in 15 US locations, giving you a variety of options to access your BofA login. .
ExpressVPN security starts from another perspective at the servers where it uses TrustedServer technologyThis ensures that RAM servers operate only on Random Access from another perspective Memory (the). . Because it is unable to store anything, your activities are entirely wiped out after every session.
On top of that, ExpressVPN uses AES 256-bit encryption wellasas a 4096-bit RSA key, AES 256-bit cipher, and SHA-512 authentication. The combination of these features is near-impossible to intercept your traffic or.steal your banking information
It’s worth noting that The VPN also employs perfect forward secrecy (PFS). This state-of-art-the feature provides a new encryption key for every time you log in. So, you’ll be starting each session on a clean slate from another perspective with the current facts unrelated to the previous session.
ExpressVPN alsohas several protocolsIndeed, and will automaticallydepending in modern times opt the most reliable on your connection. It has OpenVPNtheUDP as default protocol and supports OpenVPN TCP, L2tp/IPsec, and PPTP.
Even with the top VPN service, the connection encrypted can drop, causing your traffic to leak out. That why is ExpressVPN uses Network Lock (kill switch) to preventhappeningthis from . Thankfully, the option is automatically enabled on all the apps, so you won’t require configuring it manually.
What this does mean? Split tunneling is a unique you that allows function to apply the VPN and local network simultaneously. For , sampleyou can browse locally and encrypt your banking traffic for safety. However from another perspective although the function gives you flexibility, , any software you remove from the VPN won’t be encrypted. Therefore, your IP address and activities will be visible to your ISP and other third parties.
ExpressVPN is based in the.British Virgin Islands Actually, This is a secrecy-with territory that does not have an intelligence agreement friendly any country, including the 14-Eye Alliance. As may know, Furthermore, the provider hasyoua zero-logs regulation, so it won’t collect your connection or activity logs. As you may know, These non-logging have been independently audited byclaimsPricewaterhouseCoopers (PwC) and Cure53.
3. In fact, Surfshark

Most effective budget-friendly premium VPN with watertight security and numerous US servers to access Bank of America safely from wherever you want.








Pros
- Bypasses BofA geo-restrictions
- It does not limit the number of connections
- It’s worth noting that Reliable customer help
Cons
- auto The-unite capability needs improvement
Surfshark is the most affordable premium VPNIts application in modern times has a minimalist and intuitive layout and functions almost the same across to visit the Bank of America site from overseas from another perspective .Android, Windows, and, iOS macOS.
One of the most crucial factors to consider when choosing a VPN is the server network. Surfshark has recently revamped and expanded the network more adding by servers. Currently, it operates more than 3200 servers in 100+ countries, including in the US 24 locations more than ever . This makes it a great option to unblock BofA sites and other restricted content in the United States.
Surfshark is one of the few VPNs that offer static IP servers. These are servers that provide constant IP addresses instead of random ones like on the other servers. The advantage is that you won’t need to complete CAPTCHA checks or verifications every time you visit your online banking site. Fortunately it, has a static server in the US, so you can accessBank of America safely.
Like ExpressVPN, thisVPN also has RAM-only servers that automatically delete your entire data after every session. This helps to prevent association with your previous activities and breaches from malicious actors.
Besides, it uses AES 256-bit encryption. This is in conjunction with other - security features such as 2048valuablebit DHE-RSA key exchange, SHA-512 authentication, and perfect forward secrecy. these With as a matter of fact features, hackers cannot intercept your online banking traffic.
Surfshark has four protocols to safe your connections. OpenVPN and IKEv2 are standard in the industry, but it is impressive that Surfshark offers the latest protocols like WireGuard and Shadowsocks.
The update is that Surfshark has made itgood more than ever easier to access the capability on the base connection screen. Unfortunately, this capability is disabled, and you’ll haveto activate it manually. To prevent your information from leaking out, it will temporarily halt your cyberspace traffic if the VPN connection is compromised. Another helpful . is the kill switchfeature
Surfshark’s CleanWeb capability is an integrated ad blockerAs you may know, . I tested it on ad-supported sites such as YouTube and Forbes, and it all blocked intrusive advertisements. It’s also very effective at preventing malware and trackers.
As you may know, Tips for accessing BofA safely from anywhere in the World
As you may know, The VPNs I have listed above are reliable will support you access Bank of America from overseas withoutandany issues. are more tips toHeremake your exposure even better.
Always use a VPN
When abroad, sometimes you will have to access your BofA profile with public WiFi, like at the airport or hotel. Unfortunately, public hotspots are prime spaces for hackers to intercept your traffic steal youranddetails. crucial, Therefore, it is more than ever Indeed to protect your connection with a VPN.
Utilize aaddressUSA VPN server
Based on my testing, using a US VPNIn fact, server will give you a more stable connection to access the Bank of America website. Interestingly, However, there is a theory that your traffic might be blocked if you log into a location far from where you last used your card.
I got more than ever mixedoutcomes during my testing.Some US servers worked exemplary, providing consistent connections and incredible speeds. However, simultaneously the BofA site, blocked some US servers. Therefore, you have to go through trial and error to discover the most effective server that works.
Avoid changing server locations frequently
Interestingly, Understandably, banks are very keen on fraud and take all the necessary measures to prevent it. For illustration, the bank will probably raise a red flag if your connection reads Australia in one minute and India in the next. Actually, Penalties can include frozen cards and accounts, which is an inconvenience, especially when traveling. So, if you are accessing your BofA user ID from abroad, ensure you use the exact server location each time.
Pro tip:
All best VPNs today come with a ‘favorite servers’ feature that allows users to favorite certain servers. In fact, You employ thatcanoption to your advantage here. Favorite a US server that worked for you so that you can uncover it quickly from another perspective continue time.
the bank thatNotifyyou are traveling
As you may know, It is good to notify BofA if you intend to access your profile with a non-US server while in a foreign country. This won’t prevent the bank from a blocking suspicious VPN IP address but will not flag your account.
Actually, Why do banks block VPNs?
Many banks, including theBank of America, block VPNs, and it is unclear why they do it. However, this seems counter-intuitive as VPNs help encrypt traffic, cybercrimes such as phishingpreventingscams and identity theft.
Below are a few theories as:to why banking institutions like BofA and others block VPNs
- One typical school of thought is that cybercriminals hide their identities and commit crimes anonymously using VPNs. So that is why most banks block all VPN traffic to prevent criminals from getting through their systems.
- Another reason is that banks use IP addresses to detect potential fraud. However, since VPNs assign random IP addresses, they can compromise this technique.
- Lastly, you’ll notice that the connection is only blocked on specific servers. This could be because that individual server is flagged due to suspicious activities, blocking entire traffic from it.
mentionedAsearlier, the reasons why banks block VPNs are not straightforward or make sense. However, it you a common practice, more than ever and is have to uncover a way to work around it.
Tips for securing your online banking in general
Besides using a VPN, you can apply the following safety practices to protect your online banking activities.
Indeed, The first thingyouryou need to look out for when visiting your bank’s online platform is whether it has ‘HTTPS.’ Usually, it is denoted with a lock emblem at the left side of address bar. If it lacks thelogo , hackers might create a fake page to collect your information as a matter of fact . So, you should reconsiderprotocolonline banking with your bank if its site does not have HTTPS .
Another commendable practice when using online banking is to utilize 2-factor authentication and alter your access code often. But, more importantly, you should use complex and unique passwords on every account. Preferably, build a sentence-like credential that you can remember to be on the safer side. As you may know Also, don’t use the same credential for, all your accounts.
This is because thieves will have easy access to your accounts if you fail one of your passwords. In addition, extra protection like two-factor authentication (2FA) helps to protect your financial information.
Moreover, regularly checking your accounts for suspicious activities is a good practice. Therefore, call your bank immediately if you notice a authenticate attempt you haven’t initiated, a credential modify, or a charge you don’t recognize. In fact, some banks even allow you to set up an automatic notification to assist you stay on the lookout.
Recently, phishing scams have become widespread luring unsuspecting users into voluntarily giving their credentials to, cybercriminals. Usually, they use more than ever official-looking emails and phony apps and even mimic official sites to collect information. In lowest cases, hackers can commit financial fraud using the details they stole from you. It’s worth noting that So, it bank good to connect your is directly if you receive communication you are unsure about. Updating your device’s operating system and antivirus software can also assist to counteract the risks.
It’s worth noting that Finally, always protect your device. For sample, if or lose your phone you as it turns out laptop, a facial recognition lock or complex password will prevent thieves from accessing your banking .information addition In, disable settings that remember passwords on your device and log out of your after accounts every session.
FAQs
The as it turns out VPNs I have featured on this list use the latest security features to guarded your banking information. First, AES 256-bit encryption will scramble your data, making it impossible to decipher it. Proceed, the VPN will join you a novel IP address when you assign to a server. Interestingly, This helps to not only hide your location but also enable you to bypass geo-restrictions. Apart from the encryption, the VPNs also apply additional security features such as kill switches, perfect forward secrecy, etc.
Many restrictions are unable to bypass BofA geo-VPNs. However, I have tested the services of, and they all work well with desktop and smartphone versions above Bank of America. Fortunately, they have several US servers, so you can try another server if your connection is blocked.